1. Overview

1. Scope of Reference: The term "Site" in these Terms refers to the website, https://cryptoefx.com, and encompasses all associated web pages.
2. Purpose of Terms: These Terms outline the conditions for using the Site. Please read them thoroughly before accessing or using the Site.
3. Acceptance of Terms: By accessing, using, or showing consent to these Terms, you agree to be bound by them and any referenced documents. If you disagree with any part of these Terms, you must discontinue using the Site immediately.
4. Record Keeping: For your future reference, we advise printing or saving a copy of these Terms.

2. About / Contact

1. About Us: CRYPTO EFX LTD (UK) operates this Site. It is a company registered in England and Wales (company number 10808096), with a registered office located at 20-22 Wenlock Road, LONDON, N1 7GU.
2. Key Contact Information: For any inquiries or assistance, please contact us.

3. Definitions

1. "Content" refers to any text, images, videos, audio, or other multimedia content, software, data, information, or any other material available on the Site or included in communications sent by us.
2. "Privacy and Cookie Policy" is the policy outlining how we process any personal data collected from you.
3. "Site" is defined as in clause 1.1.
4. "Terms" are these terms and conditions of use, which may be updated periodically as outlined in clause 13.
5. "User Content" is defined as in clause 8.1.
6. "We" "Us" or "Our" refers to CRYPTO EFX LTD (UK), as detailed in clause 2.1.
7. "You" or "Your" denotes any person accessing or using the Site and its Content.

4. Other Terms and Important Information

Our Privacy and Cookies Policy also applies to your use of the Site.

5. Use of the Site and Content

1. Directions for Use:
   • The Site and its Content are intended for personal and non-commercial use.
   • We are not authorised by the Financial Conduct Authority of England. The Site and Content are for general information only and not for trading, investment, or addressing specific financial needs.
   • The Content does not offer financial, investment, tax, legal, or other forms of advice. It should not be used for making investment or other significant decisions.
   • Independent expert financial advice should be sought before making any investment or other decisions.
   • The Site may include user-generated content (posts etc.) which is not endorsed or verified by us.
   • Advertisements or promotional materials from third parties are included without our endorsement.
   • We provide information to aid in comparing products and services, but some providers may pay us for advertisements or promotions.
   • Usage of the Site and Content must comply with applicable laws and regulations and must not be used for unlawful purposes.
   • The Site and Content should not be used in a way that is abusive, harmful, threatening, defamatory, or offensive.
   • Users are responsible for all costs incurred in their use of the Site and Content.
   • The Site is intended for UK users; non-UK users must comply with their local laws.
   • Accessibility: We aim to make the Site accessible and encourage users to contact us for assistance (see clause 2.2 for contact details).
   • We reserve the right to suspend or restrict access to the Site for non-compliance with these Terms, associated policies, or applicable laws.

6. Registered Users

1. Responsibility for Login Credentials: You are responsible for maintaining the confidentiality of your password, user identification code, or any other login details.
2. Accountability for Usage: You are liable for all activities conducted using your password, user identification code, or other login details.
3. Reporting Security Breaches: If you suspect that your login details are known by someone else, you must immediately inform us.
4. Prohibition of Impersonation: Impersonating others is not allowed. We reserve the right to disable any password, user identification code, or login details at our discretion.

7. Ownership, Use, and Intellectual Property Rights

1. Ownership and Rights: The Site and the Content (excluding Your User Content) and all related intellectual property rights are owned by Us or Our licensors. These rights include but are not limited to copyrights, trademarks, domain names, design rights, database rights, and patents, whether registered or unregistered, globally. We retain all rights concerning intellectual property as per these Terms, meaning we maintain ownership and have the freedom to utilise them as we choose.
2. User Permissions: These Terms do not grant you any rights to the Site and the Content, except as necessary to access them. You must not modify, try to bypass, or remove any notices (including intellectual property notices) on the Site or in emails from us, particularly any digital rights or security technology.
3. Usage and Reproduction Restrictions: You are permitted to copy parts of Our Site or the Content only for personal use or as agreed in writing with Us. Any copied content must not be modified, and our status (and that of any contributors) as authors must always be acknowledged. If you breach these Terms by printing off, copying, or downloading any part of Our Site or the Content, your right to use them will cease immediately, and you must either return or destroy any copies made.
4. User Content License: When you submit User Content to the Site, you grant Us a perpetual, royalty-free, worldwide license to use, display, modify, and create derivative works from that User Content for any purpose, including commercial use.

8. Submitting Information to the Site

1. Use of Interactive Features: If you use features like user forums, reviews, posts, and chat rooms to upload comments, messages, photos, videos, or other content ("User Content"), you must adhere to the rules of this clause 8.
2. User Content Responsibilities: By uploading User Content, you confirm that you own all rights to the content, it complies with applicable laws, does not infringe third-party rights, and is not obscene, defamatory, or offensive. It should not damage our reputation or contain spam, junk, or unsolicited advertising, unless otherwise agreed in writing.
3. Our Rights over User Content: We reserve the right to delete, edit, and use your User Content on our Site and in connection with our products or services, including for promotional, publicity, or marketing purposes.
4. Disclosure of Identity: We may disclose your identity to any third party claiming that your User Content infringes their intellectual property or privacy rights. We also reserve the right to remove any User Content you post on our Site.
5. Prohibited Activities: You must not misuse our Site by introducing viruses, trojans, worms, or other harmful material, attempting unauthorised access, or launching denial-of-service attacks. Such actions constitute a criminal offence under the Computer Misuse Act 1990. We will report any such breaches to law enforcement and disclose your identity to them. In the event of such a breach, your right to use our Site ceases immediately.

9. Accuracy and Availability of the Site

1. Accuracy and Bugs: While we strive to ensure that the Site and the Content are accurate, current, and free from bugs and viruses, we, along with third-party data providers, do not guarantee the accuracy, completeness, or timeliness of the Content. You are advised to use your virus protection software. The Site and Content may not necessarily be fit or suitable for specific purposes.
2. Site Availability: We aim to maintain the Site's availability but do not guarantee continuous, uninterrupted access. The Site's availability and Content may not always be up-to-date. We reserve the right to suspend, terminate, or alter the Site's operation at our discretion.

10. Links and Third-Party Sites

1. Third-Party Websites: The Site and the Content may include links or references to third-party websites for your convenience. We do not control these external sites and are not responsible for their content or material. The presence of links does not imply our endorsement of the linked websites, their products, or services. Your use of third-party websites is governed by their own terms and conditions.
2. Linking to Our Site: You may link to our homepage provided it's done legally, without damaging our reputation, or implying false association, approval, or endorsement by us. Links must not be established from websites not owned by you. We reserve the right to revoke linking permission without notice. For permissions beyond what is outlined here, please contact us.

11. Our Responsibility for Loss or Damage Suffered by You

1. Non-Excludable Liabilities: We do not limit or exclude our liability in cases where it would be unlawful, including liability for death or personal injury caused by our negligence or that of our employees, agents, or subcontractors, as well as for fraud or fraudulent misrepresentation.
2. Exclusion of Implied Terms: To the fullest extent permitted by law, we disclaim all implied conditions, warranties, representations, or other terms that might otherwise apply to our Site, its Content, or communications sent to you.
3. Limitation of Liability: We are not liable for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, related to the use of, or inability to use, our Site; or reliance on any Content on our Site or sent to you.
4. Specific Exclusions: Loss of profits, sales, business, or revenue; anticipated savings; business opportunity, goodwill, or reputation; or any business interruption. Any indirect or consequential loss or damage.

12. Rights of Third Parties

Only parties to these Terms have the right to enforce any of its provisions.

13. Changes to Terms

Amendments to these Terms are only valid when written and agreed upon by Us. We may modify these Terms periodically, with updates displayed on the Site. By continuing to use the Site after such changes, you agree to be bound by the revised Terms. You should regularly review these Terms to stay informed of any changes.

14. Disputes

These Terms, their subject matter, formation, and any non-contractual disputes or claims are governed by English and Welsh law. The parties agree to the exclusive jurisdiction of the courts of England and Wales for resolving any disputes.